LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,369
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,594
−HK$1,244/mo
Today · 4.125%
HK$41,838
baseline
▲ 0.50% · 4.625%
HK$44,384
+HK$2,546/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,676/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,798
−HK$2,366/mo
▼ 0.25% · 3.875%
HK$44,972
−HK$1,192/mo
Today · 4.125%
HK$46,164
baseline
▲ 0.50% · 4.625%
HK$48,597
+HK$2,433/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,328/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,243
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,712
−HK$1,493/mo
Today · 4.125%
HK$50,205
baseline
▲ 0.50% · 4.625%
HK$53,260
+HK$3,055/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,410/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,557
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,967
−HK$1,430/mo
Today · 4.125%
HK$55,397
baseline
▲ 0.50% · 4.625%
HK$58,317
+HK$2,920/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,794/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,117
−HK$3,456/mo
▼ 0.25% · 3.875%
HK$56,831
−HK$1,742/mo
Today · 4.125%
HK$58,573
baseline
▲ 0.50% · 4.625%
HK$62,137
+HK$3,564/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,146/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,317
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$62,961
−HK$1,668/mo
Today · 4.125%
HK$64,629
baseline
▲ 0.50% · 4.625%
HK$68,036
+HK$3,407/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,258/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,864
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$73,069
−HK$2,239/mo
Today · 4.125%
HK$75,308
baseline
▲ 0.50% · 4.625%
HK$79,890
+HK$4,582/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,616/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,444 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,836
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$80,950
−HK$2,145/mo
Today · 4.125%
HK$83,095
baseline
▲ 0.50% · 4.625%
HK$87,475
+HK$4,380/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,190/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,444 · Scale 2, in force from 26 Feb 2026)