LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,372
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,597
−HK$1,244/mo
Today · 4.125%
HK$41,841
baseline
▲ 0.50% · 4.625%
HK$44,387
+HK$2,546/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,682/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,801
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,976
−HK$1,192/mo
Today · 4.125%
HK$46,168
baseline
▲ 0.50% · 4.625%
HK$48,601
+HK$2,433/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,336/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,247
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,716
−HK$1,493/mo
Today · 4.125%
HK$50,209
baseline
▲ 0.50% · 4.625%
HK$53,264
+HK$3,055/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,418/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,561
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,971
−HK$1,430/mo
Today · 4.125%
HK$55,401
baseline
▲ 0.50% · 4.625%
HK$58,321
+HK$2,920/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,802/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,121
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,836
−HK$1,742/mo
Today · 4.125%
HK$58,578
baseline
▲ 0.50% · 4.625%
HK$62,142
+HK$3,564/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,156/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,322
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,966
−HK$1,669/mo
Today · 4.125%
HK$64,635
baseline
▲ 0.50% · 4.625%
HK$68,041
+HK$3,406/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,270/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,870
−HK$4,444/mo
▼ 0.25% · 3.875%
HK$73,074
−HK$2,240/mo
Today · 4.125%
HK$75,314
baseline
▲ 0.50% · 4.625%
HK$79,897
+HK$4,583/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,628/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,842
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$80,956
−HK$2,146/mo
Today · 4.125%
HK$83,102
baseline
▲ 0.50% · 4.625%
HK$87,482
+HK$4,380/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,204/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,495 · Scale 2, in force from 26 Feb 2026)