LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,377
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,602
−HK$1,244/mo
Today · 4.125%
HK$41,846
baseline
▲ 0.50% · 4.625%
HK$44,392
+HK$2,546/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,692/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,806
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,981
−HK$1,192/mo
Today · 4.125%
HK$46,173
baseline
▲ 0.50% · 4.625%
HK$48,607
+HK$2,434/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,346/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,252
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,722
−HK$1,493/mo
Today · 4.125%
HK$50,215
baseline
▲ 0.50% · 4.625%
HK$53,271
+HK$3,056/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,430/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,568
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,977
−HK$1,431/mo
Today · 4.125%
HK$55,408
baseline
▲ 0.50% · 4.625%
HK$58,328
+HK$2,920/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,816/mo (50% DSR)
Upfront cash ≈ HK$7.55M (deposit + AVD stamp duty HK$647,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,127
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,842
−HK$1,742/mo
Today · 4.125%
HK$58,584
baseline
▲ 0.50% · 4.625%
HK$62,149
+HK$3,565/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,168/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,329
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,974
−HK$1,668/mo
Today · 4.125%
HK$64,642
baseline
▲ 0.50% · 4.625%
HK$68,050
+HK$3,408/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,284/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,878
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,083
−HK$2,240/mo
Today · 4.125%
HK$75,323
baseline
▲ 0.50% · 4.625%
HK$79,906
+HK$4,583/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,646/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,851
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$80,966
−HK$2,145/mo
Today · 4.125%
HK$83,111
baseline
▲ 0.50% · 4.625%
HK$87,492
+HK$4,381/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,222/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,572 · Scale 2, in force from 26 Feb 2026)