LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,377
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,602
−HK$1,245/mo
Today · 4.125%
HK$41,847
baseline
▲ 0.50% · 4.625%
HK$44,393
+HK$2,546/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,694/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,807
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,982
−HK$1,192/mo
Today · 4.125%
HK$46,174
baseline
▲ 0.50% · 4.625%
HK$48,608
+HK$2,434/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,348/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,253
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,723
−HK$1,493/mo
Today · 4.125%
HK$50,216
baseline
▲ 0.50% · 4.625%
HK$53,272
+HK$3,056/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,432/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,568
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,978
−HK$1,430/mo
Today · 4.125%
HK$55,408
baseline
▲ 0.50% · 4.625%
HK$58,329
+HK$2,921/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,816/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,128
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,843
−HK$1,742/mo
Today · 4.125%
HK$58,585
baseline
▲ 0.50% · 4.625%
HK$62,150
+HK$3,565/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,170/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,330
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,974
−HK$1,669/mo
Today · 4.125%
HK$64,643
baseline
▲ 0.50% · 4.625%
HK$68,051
+HK$3,408/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,286/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,879
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,084
−HK$2,240/mo
Today · 4.125%
HK$75,324
baseline
▲ 0.50% · 4.625%
HK$79,907
+HK$4,583/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,648/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,852
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$80,967
−HK$2,146/mo
Today · 4.125%
HK$83,113
baseline
▲ 0.50% · 4.625%
HK$87,494
+HK$4,381/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,226/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,581 · Scale 2, in force from 26 Feb 2026)