LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,379
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,604
−HK$1,244/mo
Today · 4.125%
HK$41,848
baseline
▲ 0.50% · 4.625%
HK$44,395
+HK$2,547/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,696/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,809
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,984
−HK$1,192/mo
Today · 4.125%
HK$46,176
baseline
▲ 0.50% · 4.625%
HK$48,610
+HK$2,434/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,352/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,255
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,725
−HK$1,493/mo
Today · 4.125%
HK$50,218
baseline
▲ 0.50% · 4.625%
HK$53,274
+HK$3,056/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,436/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,570
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,980
−HK$1,431/mo
Today · 4.125%
HK$55,411
baseline
▲ 0.50% · 4.625%
HK$58,331
+HK$2,920/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,822/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,131
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,845
−HK$1,743/mo
Today · 4.125%
HK$58,588
baseline
▲ 0.50% · 4.625%
HK$62,153
+HK$3,565/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,176/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,332
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,977
−HK$1,669/mo
Today · 4.125%
HK$64,646
baseline
▲ 0.50% · 4.625%
HK$68,053
+HK$3,407/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,292/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,882
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,087
−HK$2,240/mo
Today · 4.125%
HK$75,327
baseline
▲ 0.50% · 4.625%
HK$79,911
+HK$4,584/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,654/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,856
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$80,971
−HK$2,145/mo
Today · 4.125%
HK$83,116
baseline
▲ 0.50% · 4.625%
HK$87,497
+HK$4,381/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,232/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,609 · Scale 2, in force from 26 Feb 2026)