LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,379
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,604
−HK$1,245/mo
Today · 4.125%
HK$41,849
baseline
▲ 0.50% · 4.625%
HK$44,395
+HK$2,546/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,698/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,809
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,984
−HK$1,192/mo
Today · 4.125%
HK$46,176
baseline
▲ 0.50% · 4.625%
HK$48,610
+HK$2,434/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,352/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,255
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,725
−HK$1,494/mo
Today · 4.125%
HK$50,219
baseline
▲ 0.50% · 4.625%
HK$53,274
+HK$3,055/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,438/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,571
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,981
−HK$1,430/mo
Today · 4.125%
HK$55,411
baseline
▲ 0.50% · 4.625%
HK$58,332
+HK$2,921/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,822/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,131
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,846
−HK$1,742/mo
Today · 4.125%
HK$58,588
baseline
▲ 0.50% · 4.625%
HK$62,153
+HK$3,565/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,176/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,333
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,978
−HK$1,669/mo
Today · 4.125%
HK$64,647
baseline
▲ 0.50% · 4.625%
HK$68,054
+HK$3,407/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,294/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,883
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,088
−HK$2,240/mo
Today · 4.125%
HK$75,328
baseline
▲ 0.50% · 4.625%
HK$79,911
+HK$4,583/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,656/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,857
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$80,971
−HK$2,146/mo
Today · 4.125%
HK$83,117
baseline
▲ 0.50% · 4.625%
HK$87,498
+HK$4,381/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,234/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,616 · Scale 2, in force from 26 Feb 2026)