LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,380
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,605
−HK$1,244/mo
Today · 4.125%
HK$41,849
baseline
▲ 0.50% · 4.625%
HK$44,396
+HK$2,547/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$83,698/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,810
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,985
−HK$1,192/mo
Today · 4.125%
HK$46,177
baseline
▲ 0.50% · 4.625%
HK$48,611
+HK$2,434/mo
Deposit HK$8.63M · loan HK$8.63M · min. income ≈ HK$92,354/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,256
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,726
−HK$1,493/mo
Today · 4.125%
HK$50,219
baseline
▲ 0.50% · 4.625%
HK$53,275
+HK$3,056/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,438/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,572
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,982
−HK$1,430/mo
Today · 4.125%
HK$55,412
baseline
▲ 0.50% · 4.625%
HK$58,333
+HK$2,921/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,824/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,132
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,847
−HK$1,742/mo
Today · 4.125%
HK$58,589
baseline
▲ 0.50% · 4.625%
HK$62,154
+HK$3,565/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,178/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,334
−HK$3,313/mo
▼ 0.25% · 3.875%
HK$62,979
−HK$1,668/mo
Today · 4.125%
HK$64,647
baseline
▲ 0.50% · 4.625%
HK$68,055
+HK$3,408/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,294/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,884
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,089
−HK$2,240/mo
Today · 4.125%
HK$75,329
baseline
▲ 0.50% · 4.625%
HK$79,912
+HK$4,583/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,658/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,623 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,858
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$80,972
−HK$2,146/mo
Today · 4.125%
HK$83,118
baseline
▲ 0.50% · 4.625%
HK$87,499
+HK$4,381/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,236/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,623 · Scale 2, in force from 26 Feb 2026)