LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,381
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,606
−HK$1,245/mo
Today · 4.125%
HK$41,851
baseline
▲ 0.50% · 4.625%
HK$44,397
+HK$2,546/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,702/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,811
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,986
−HK$1,192/mo
Today · 4.125%
HK$46,178
baseline
▲ 0.50% · 4.625%
HK$48,612
+HK$2,434/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,356/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,258
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,728
−HK$1,493/mo
Today · 4.125%
HK$50,221
baseline
▲ 0.50% · 4.625%
HK$53,277
+HK$3,056/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,442/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,574
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,984
−HK$1,430/mo
Today · 4.125%
HK$55,414
baseline
▲ 0.50% · 4.625%
HK$58,335
+HK$2,921/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,828/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,134
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,849
−HK$1,742/mo
Today · 4.125%
HK$58,591
baseline
▲ 0.50% · 4.625%
HK$62,156
+HK$3,565/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,182/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,336
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,981
−HK$1,669/mo
Today · 4.125%
HK$64,650
baseline
▲ 0.50% · 4.625%
HK$68,057
+HK$3,407/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,300/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,886
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$73,091
−HK$2,241/mo
Today · 4.125%
HK$75,332
baseline
▲ 0.50% · 4.625%
HK$79,915
+HK$4,583/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,664/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,860
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$80,975
−HK$2,146/mo
Today · 4.125%
HK$83,121
baseline
▲ 0.50% · 4.625%
HK$87,502
+HK$4,381/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,242/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,648 · Scale 2, in force from 26 Feb 2026)