LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,382
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,607
−HK$1,245/mo
Today · 4.125%
HK$41,852
baseline
▲ 0.50% · 4.625%
HK$44,398
+HK$2,546/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,704/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,812
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,987
−HK$1,192/mo
Today · 4.125%
HK$46,179
baseline
▲ 0.50% · 4.625%
HK$48,613
+HK$2,434/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,358/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,259
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,729
−HK$1,493/mo
Today · 4.125%
HK$50,222
baseline
▲ 0.50% · 4.625%
HK$53,278
+HK$3,056/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,444/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,575
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,985
−HK$1,430/mo
Today · 4.125%
HK$55,415
baseline
▲ 0.50% · 4.625%
HK$58,336
+HK$2,921/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,830/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,135
−HK$3,457/mo
▼ 0.25% · 3.875%
HK$56,850
−HK$1,742/mo
Today · 4.125%
HK$58,592
baseline
▲ 0.50% · 4.625%
HK$62,158
+HK$3,566/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,184/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,337
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,982
−HK$1,669/mo
Today · 4.125%
HK$64,651
baseline
▲ 0.50% · 4.625%
HK$68,059
+HK$3,408/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,302/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,888
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,093
−HK$2,240/mo
Today · 4.125%
HK$75,333
baseline
▲ 0.50% · 4.625%
HK$79,917
+HK$4,584/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,666/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,862
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$80,977
−HK$2,146/mo
Today · 4.125%
HK$83,123
baseline
▲ 0.50% · 4.625%
HK$87,504
+HK$4,381/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,246/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,660 · Scale 2, in force from 26 Feb 2026)