LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,383
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,608
−HK$1,245/mo
Today · 4.125%
HK$41,853
baseline
▲ 0.50% · 4.625%
HK$44,399
+HK$2,546/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,706/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,813
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,988
−HK$1,192/mo
Today · 4.125%
HK$46,180
baseline
▲ 0.50% · 4.625%
HK$48,615
+HK$2,435/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,360/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,260
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,730
−HK$1,493/mo
Today · 4.125%
HK$50,223
baseline
▲ 0.50% · 4.625%
HK$53,279
+HK$3,056/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,446/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,576
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,986
−HK$1,430/mo
Today · 4.125%
HK$55,416
baseline
▲ 0.50% · 4.625%
HK$58,338
+HK$2,922/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,832/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,136
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,851
−HK$1,743/mo
Today · 4.125%
HK$58,594
baseline
▲ 0.50% · 4.625%
HK$62,159
+HK$3,565/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,188/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,339
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,984
−HK$1,669/mo
Today · 4.125%
HK$64,653
baseline
▲ 0.50% · 4.625%
HK$68,060
+HK$3,407/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,306/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,890
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,095
−HK$2,240/mo
Today · 4.125%
HK$75,335
baseline
▲ 0.50% · 4.625%
HK$79,919
+HK$4,584/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,670/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,676 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,864
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$80,979
−HK$2,146/mo
Today · 4.125%
HK$83,125
baseline
▲ 0.50% · 4.625%
HK$87,506
+HK$4,381/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,250/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,676 · Scale 2, in force from 26 Feb 2026)