LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,384
−HK$2,469/mo
▼ 0.25% · 3.875%
HK$40,609
−HK$1,244/mo
Today · 4.125%
HK$41,853
baseline
▲ 0.50% · 4.625%
HK$44,400
+HK$2,547/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,706/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,814
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,989
−HK$1,192/mo
Today · 4.125%
HK$46,181
baseline
▲ 0.50% · 4.625%
HK$48,615
+HK$2,434/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,362/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,261
−HK$2,963/mo
▼ 0.25% · 3.875%
HK$48,731
−HK$1,493/mo
Today · 4.125%
HK$50,224
baseline
▲ 0.50% · 4.625%
HK$53,280
+HK$3,056/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,448/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,577
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,987
−HK$1,430/mo
Today · 4.125%
HK$55,417
baseline
▲ 0.50% · 4.625%
HK$58,339
+HK$2,922/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,834/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,137
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,852
−HK$1,743/mo
Today · 4.125%
HK$58,595
baseline
▲ 0.50% · 4.625%
HK$62,160
+HK$3,565/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,190/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,340
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,985
−HK$1,669/mo
Today · 4.125%
HK$64,654
baseline
▲ 0.50% · 4.625%
HK$68,062
+HK$3,408/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,308/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,891
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,096
−HK$2,240/mo
Today · 4.125%
HK$75,336
baseline
▲ 0.50% · 4.625%
HK$79,920
+HK$4,584/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,672/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,865
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$80,980
−HK$2,146/mo
Today · 4.125%
HK$83,126
baseline
▲ 0.50% · 4.625%
HK$87,508
+HK$4,382/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,252/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,687 · Scale 2, in force from 26 Feb 2026)