LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,384
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,609
−HK$1,245/mo
Today · 4.125%
HK$41,854
baseline
▲ 0.50% · 4.625%
HK$44,401
+HK$2,547/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,708/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,815
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,990
−HK$1,192/mo
Today · 4.125%
HK$46,182
baseline
▲ 0.50% · 4.625%
HK$48,616
+HK$2,434/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,364/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,261
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,731
−HK$1,494/mo
Today · 4.125%
HK$50,225
baseline
▲ 0.50% · 4.625%
HK$53,281
+HK$3,056/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,450/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,578
−HK$2,840/mo
▼ 0.25% · 3.875%
HK$53,988
−HK$1,430/mo
Today · 4.125%
HK$55,418
baseline
▲ 0.50% · 4.625%
HK$58,339
+HK$2,921/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,836/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,138
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,853
−HK$1,743/mo
Today · 4.125%
HK$58,596
baseline
▲ 0.50% · 4.625%
HK$62,161
+HK$3,565/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,192/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,340
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,986
−HK$1,668/mo
Today · 4.125%
HK$64,654
baseline
▲ 0.50% · 4.625%
HK$68,062
+HK$3,408/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,308/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,892
−HK$4,445/mo
▼ 0.25% · 3.875%
HK$73,097
−HK$2,240/mo
Today · 4.125%
HK$75,337
baseline
▲ 0.50% · 4.625%
HK$79,921
+HK$4,584/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$150,674/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,866
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$80,981
−HK$2,146/mo
Today · 4.125%
HK$83,127
baseline
▲ 0.50% · 4.625%
HK$87,509
+HK$4,382/mo
Deposit HK$1.73M · loan HK$15.54M · min. income ≈ HK$166,254/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$647,695 · Scale 2, in force from 26 Feb 2026)