LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,387
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,612
−HK$1,245/mo
Today · 4.125%
HK$41,857
baseline
▲ 0.50% · 4.625%
HK$44,404
+HK$2,547/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,714/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,817
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$44,993
−HK$1,192/mo
Today · 4.125%
HK$46,185
baseline
▲ 0.50% · 4.625%
HK$48,619
+HK$2,434/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,370/mo (50% DSR)
Upfront cash ≈ HK$9.28M (deposit + AVD stamp duty HK$647,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,264
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,734
−HK$1,494/mo
Today · 4.125%
HK$50,228
baseline
▲ 0.50% · 4.625%
HK$53,284
+HK$3,056/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,456/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,581
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,991
−HK$1,431/mo
Today · 4.125%
HK$55,422
baseline
▲ 0.50% · 4.625%
HK$58,343
+HK$2,921/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,844/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,141
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,857
−HK$1,742/mo
Today · 4.125%
HK$58,599
baseline
▲ 0.50% · 4.625%
HK$62,165
+HK$3,566/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,198/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,344
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$62,990
−HK$1,669/mo
Today · 4.125%
HK$64,659
baseline
▲ 0.50% · 4.625%
HK$68,067
+HK$3,408/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,318/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,896
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$73,101
−HK$2,241/mo
Today · 4.125%
HK$75,342
baseline
▲ 0.50% · 4.625%
HK$79,926
+HK$4,584/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$150,684/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$647,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,871
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$80,987
−HK$2,145/mo
Today · 4.125%
HK$83,132
baseline
▲ 0.50% · 4.625%
HK$87,514
+HK$4,382/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$166,264/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$647,736 · Scale 2, in force from 26 Feb 2026)