LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,391
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,616
−HK$1,245/mo
Today · 4.125%
HK$41,861
baseline
▲ 0.50% · 4.625%
HK$44,408
+HK$2,547/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,722/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$647,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,822
−HK$2,367/mo
▼ 0.25% · 3.875%
HK$44,997
−HK$1,192/mo
Today · 4.125%
HK$46,189
baseline
▲ 0.50% · 4.625%
HK$48,624
+HK$2,435/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,378/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$647,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,269
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,739
−HK$1,494/mo
Today · 4.125%
HK$50,233
baseline
▲ 0.50% · 4.625%
HK$53,289
+HK$3,056/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,466/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,586
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,996
−HK$1,431/mo
Today · 4.125%
HK$55,427
baseline
▲ 0.50% · 4.625%
HK$58,349
+HK$2,922/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,854/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,147
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,862
−HK$1,743/mo
Today · 4.125%
HK$58,605
baseline
▲ 0.50% · 4.625%
HK$62,171
+HK$3,566/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,210/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,350
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$62,996
−HK$1,669/mo
Today · 4.125%
HK$64,665
baseline
▲ 0.50% · 4.625%
HK$68,073
+HK$3,408/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,330/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,903
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$73,108
−HK$2,241/mo
Today · 4.125%
HK$75,349
baseline
▲ 0.50% · 4.625%
HK$79,934
+HK$4,585/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$150,698/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$647,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,879
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$80,994
−HK$2,146/mo
Today · 4.125%
HK$83,140
baseline
▲ 0.50% · 4.625%
HK$87,523
+HK$4,383/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$166,280/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$647,798 · Scale 2, in force from 26 Feb 2026)