LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,391
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,617
−HK$1,244/mo
Today · 4.125%
HK$41,861
baseline
▲ 0.50% · 4.625%
HK$44,409
+HK$2,548/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,722/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$647,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,822
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$44,998
−HK$1,192/mo
Today · 4.125%
HK$46,190
baseline
▲ 0.50% · 4.625%
HK$48,625
+HK$2,435/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,380/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$647,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,269
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,740
−HK$1,494/mo
Today · 4.125%
HK$50,234
baseline
▲ 0.50% · 4.625%
HK$53,290
+HK$3,056/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$100,468/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,587
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,997
−HK$1,431/mo
Today · 4.125%
HK$55,428
baseline
▲ 0.50% · 4.625%
HK$58,350
+HK$2,922/mo
Deposit HK$6.91M · loan HK$10.36M · min. income ≈ HK$110,856/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,148
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,863
−HK$1,743/mo
Today · 4.125%
HK$58,606
baseline
▲ 0.50% · 4.625%
HK$62,172
+HK$3,566/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,212/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,351
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$62,997
−HK$1,669/mo
Today · 4.125%
HK$64,666
baseline
▲ 0.50% · 4.625%
HK$68,075
+HK$3,409/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,332/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,904
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$73,110
−HK$2,241/mo
Today · 4.125%
HK$75,351
baseline
▲ 0.50% · 4.625%
HK$79,935
+HK$4,584/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$150,702/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$647,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,880
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$80,996
−HK$2,146/mo
Today · 4.125%
HK$83,142
baseline
▲ 0.50% · 4.625%
HK$87,524
+HK$4,382/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$166,284/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$647,810 · Scale 2, in force from 26 Feb 2026)