LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,392
−HK$2,470/mo
▼ 0.25% · 3.875%
HK$40,617
−HK$1,245/mo
Today · 4.125%
HK$41,862
baseline
▲ 0.50% · 4.625%
HK$44,410
+HK$2,548/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,724/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$647,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,823
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$44,999
−HK$1,192/mo
Today · 4.125%
HK$46,191
baseline
▲ 0.50% · 4.625%
HK$48,626
+HK$2,435/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,382/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$647,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,271
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,741
−HK$1,494/mo
Today · 4.125%
HK$50,235
baseline
▲ 0.50% · 4.625%
HK$53,291
+HK$3,056/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$100,470/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,588
−HK$2,841/mo
▼ 0.25% · 3.875%
HK$53,998
−HK$1,431/mo
Today · 4.125%
HK$55,429
baseline
▲ 0.50% · 4.625%
HK$58,351
+HK$2,922/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$110,858/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,149
−HK$3,458/mo
▼ 0.25% · 3.875%
HK$56,864
−HK$1,743/mo
Today · 4.125%
HK$58,607
baseline
▲ 0.50% · 4.625%
HK$62,173
+HK$3,566/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,214/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,353
−HK$3,314/mo
▼ 0.25% · 3.875%
HK$62,998
−HK$1,669/mo
Today · 4.125%
HK$64,667
baseline
▲ 0.50% · 4.625%
HK$68,076
+HK$3,409/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,334/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,906
−HK$4,446/mo
▼ 0.25% · 3.875%
HK$73,111
−HK$2,241/mo
Today · 4.125%
HK$75,352
baseline
▲ 0.50% · 4.625%
HK$79,937
+HK$4,585/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$150,704/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$647,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,882
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$80,998
−HK$2,146/mo
Today · 4.125%
HK$83,144
baseline
▲ 0.50% · 4.625%
HK$87,526
+HK$4,382/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$166,288/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$647,824 · Scale 2, in force from 26 Feb 2026)