LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,397
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,623
−HK$1,245/mo
Today · 4.125%
HK$41,868
baseline
▲ 0.50% · 4.625%
HK$44,415
+HK$2,547/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,736/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$647,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,829
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,005
−HK$1,192/mo
Today · 4.125%
HK$46,197
baseline
▲ 0.50% · 4.625%
HK$48,632
+HK$2,435/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,394/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$647,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,277
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,747
−HK$1,494/mo
Today · 4.125%
HK$50,241
baseline
▲ 0.50% · 4.625%
HK$53,299
+HK$3,058/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$100,482/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,595
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,006
−HK$1,431/mo
Today · 4.125%
HK$55,437
baseline
▲ 0.50% · 4.625%
HK$58,359
+HK$2,922/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$110,874/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,156
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,872
−HK$1,743/mo
Today · 4.125%
HK$58,615
baseline
▲ 0.50% · 4.625%
HK$62,182
+HK$3,567/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,230/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,361
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$63,006
−HK$1,670/mo
Today · 4.125%
HK$64,676
baseline
▲ 0.50% · 4.625%
HK$68,085
+HK$3,409/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,352/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,915
−HK$4,447/mo
▼ 0.25% · 3.875%
HK$73,121
−HK$2,241/mo
Today · 4.125%
HK$75,362
baseline
▲ 0.50% · 4.625%
HK$79,948
+HK$4,586/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$150,724/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$647,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,892
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$81,008
−HK$2,147/mo
Today · 4.125%
HK$83,155
baseline
▲ 0.50% · 4.625%
HK$87,538
+HK$4,383/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$166,310/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$647,910 · Scale 2, in force from 26 Feb 2026)