LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,398
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,624
−HK$1,245/mo
Today · 4.125%
HK$41,869
baseline
▲ 0.50% · 4.625%
HK$44,416
+HK$2,547/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,738/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$647,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,830
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,005
−HK$1,193/mo
Today · 4.125%
HK$46,198
baseline
▲ 0.50% · 4.625%
HK$48,633
+HK$2,435/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,396/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$647,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,278
−HK$2,964/mo
▼ 0.25% · 3.875%
HK$48,748
−HK$1,494/mo
Today · 4.125%
HK$50,242
baseline
▲ 0.50% · 4.625%
HK$53,300
+HK$3,058/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$100,484/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,596
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,007
−HK$1,431/mo
Today · 4.125%
HK$55,438
baseline
▲ 0.50% · 4.625%
HK$58,360
+HK$2,922/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$110,876/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,157
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,873
−HK$1,743/mo
Today · 4.125%
HK$58,616
baseline
▲ 0.50% · 4.625%
HK$62,183
+HK$3,567/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$117,232/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,362
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$63,008
−HK$1,669/mo
Today · 4.125%
HK$64,677
baseline
▲ 0.50% · 4.625%
HK$68,086
+HK$3,409/mo
Deposit HK$5.18M · loan HK$12.09M · min. income ≈ HK$129,354/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,916
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$73,122
−HK$2,242/mo
Today · 4.125%
HK$75,364
baseline
▲ 0.50% · 4.625%
HK$79,949
+HK$4,585/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$150,728/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$647,922 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,894
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$81,010
−HK$2,146/mo
Today · 4.125%
HK$83,156
baseline
▲ 0.50% · 4.625%
HK$87,540
+HK$4,384/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$166,312/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$647,922 · Scale 2, in force from 26 Feb 2026)