LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,401
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,627
−HK$1,245/mo
Today · 4.125%
HK$41,872
baseline
▲ 0.50% · 4.625%
HK$44,420
+HK$2,548/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,744/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$647,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,833
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,009
−HK$1,193/mo
Today · 4.125%
HK$46,202
baseline
▲ 0.50% · 4.625%
HK$48,637
+HK$2,435/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,404/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$647,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,281
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,752
−HK$1,494/mo
Today · 4.125%
HK$50,246
baseline
▲ 0.50% · 4.625%
HK$53,304
+HK$3,058/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$100,492/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,600
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,011
−HK$1,431/mo
Today · 4.125%
HK$55,442
baseline
▲ 0.50% · 4.625%
HK$58,364
+HK$2,922/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$110,884/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$647,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,162
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,877
−HK$1,744/mo
Today · 4.125%
HK$58,621
baseline
▲ 0.50% · 4.625%
HK$62,188
+HK$3,567/mo
Deposit HK$5.18M · loan HK$12.10M · min. income ≈ HK$117,242/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,367
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$63,013
−HK$1,669/mo
Today · 4.125%
HK$64,682
baseline
▲ 0.50% · 4.625%
HK$68,092
+HK$3,410/mo
Deposit HK$5.18M · loan HK$12.10M · min. income ≈ HK$129,364/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$647,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,922
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$73,128
−HK$2,242/mo
Today · 4.125%
HK$75,370
baseline
▲ 0.50% · 4.625%
HK$79,956
+HK$4,586/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$150,740/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$647,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,900
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$81,016
−HK$2,147/mo
Today · 4.125%
HK$83,163
baseline
▲ 0.50% · 4.625%
HK$87,546
+HK$4,383/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$166,326/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$647,973 · Scale 2, in force from 26 Feb 2026)