LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,404
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,629
−HK$1,246/mo
Today · 4.125%
HK$41,875
baseline
▲ 0.50% · 4.625%
HK$44,423
+HK$2,548/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,750/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,836
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,012
−HK$1,192/mo
Today · 4.125%
HK$46,204
baseline
▲ 0.50% · 4.625%
HK$48,640
+HK$2,436/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,408/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,284
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,755
−HK$1,494/mo
Today · 4.125%
HK$50,249
baseline
▲ 0.50% · 4.625%
HK$53,307
+HK$3,058/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$100,498/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,603
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,014
−HK$1,431/mo
Today · 4.125%
HK$55,445
baseline
▲ 0.50% · 4.625%
HK$58,368
+HK$2,923/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$110,890/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,165
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,881
−HK$1,743/mo
Today · 4.125%
HK$58,624
baseline
▲ 0.50% · 4.625%
HK$62,192
+HK$3,568/mo
Deposit HK$5.18M · loan HK$12.10M · min. income ≈ HK$117,248/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,371
−HK$3,315/mo
▼ 0.25% · 3.875%
HK$63,016
−HK$1,670/mo
Today · 4.125%
HK$64,686
baseline
▲ 0.50% · 4.625%
HK$68,096
+HK$3,410/mo
Deposit HK$5.18M · loan HK$12.10M · min. income ≈ HK$129,372/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,926
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$73,133
−HK$2,241/mo
Today · 4.125%
HK$75,374
baseline
▲ 0.50% · 4.625%
HK$79,961
+HK$4,587/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$150,748/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,013 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,905
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$81,021
−HK$2,147/mo
Today · 4.125%
HK$83,168
baseline
▲ 0.50% · 4.625%
HK$87,552
+HK$4,384/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$166,336/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,013 · Scale 2, in force from 26 Feb 2026)