LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,404
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,630
−HK$1,245/mo
Today · 4.125%
HK$41,875
baseline
▲ 0.50% · 4.625%
HK$44,423
+HK$2,548/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,750/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,836
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,012
−HK$1,193/mo
Today · 4.125%
HK$46,205
baseline
▲ 0.50% · 4.625%
HK$48,640
+HK$2,435/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,410/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,285
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,756
−HK$1,494/mo
Today · 4.125%
HK$50,250
baseline
▲ 0.50% · 4.625%
HK$53,307
+HK$3,057/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$100,500/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,604
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,015
−HK$1,431/mo
Today · 4.125%
HK$55,446
baseline
▲ 0.50% · 4.625%
HK$58,368
+HK$2,922/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$110,892/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,166
−HK$3,459/mo
▼ 0.25% · 3.875%
HK$56,881
−HK$1,744/mo
Today · 4.125%
HK$58,625
baseline
▲ 0.50% · 4.625%
HK$62,192
+HK$3,567/mo
Deposit HK$5.18M · loan HK$12.10M · min. income ≈ HK$117,250/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,371
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,017
−HK$1,670/mo
Today · 4.125%
HK$64,687
baseline
▲ 0.50% · 4.625%
HK$68,096
+HK$3,409/mo
Deposit HK$5.18M · loan HK$12.10M · min. income ≈ HK$129,374/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,927
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$73,133
−HK$2,242/mo
Today · 4.125%
HK$75,375
baseline
▲ 0.50% · 4.625%
HK$79,961
+HK$4,586/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$150,750/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,906
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$81,022
−HK$2,147/mo
Today · 4.125%
HK$83,169
baseline
▲ 0.50% · 4.625%
HK$87,553
+HK$4,384/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$166,338/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,019 · Scale 2, in force from 26 Feb 2026)