LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,408
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,634
−HK$1,245/mo
Today · 4.125%
HK$41,879
baseline
▲ 0.50% · 4.625%
HK$44,428
+HK$2,549/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,758/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,841
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,017
−HK$1,193/mo
Today · 4.125%
HK$46,210
baseline
▲ 0.50% · 4.625%
HK$48,646
+HK$2,436/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,420/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,290
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,761
−HK$1,494/mo
Today · 4.125%
HK$50,255
baseline
▲ 0.50% · 4.625%
HK$53,313
+HK$3,058/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$100,510/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,609
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,020
−HK$1,432/mo
Today · 4.125%
HK$55,452
baseline
▲ 0.50% · 4.625%
HK$58,375
+HK$2,923/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$110,904/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,171
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$56,888
−HK$1,743/mo
Today · 4.125%
HK$58,631
baseline
▲ 0.50% · 4.625%
HK$62,199
+HK$3,568/mo
Deposit HK$5.18M · loan HK$12.10M · min. income ≈ HK$117,262/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,378
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,024
−HK$1,670/mo
Today · 4.125%
HK$64,694
baseline
▲ 0.50% · 4.625%
HK$68,104
+HK$3,410/mo
Deposit HK$5.18M · loan HK$12.10M · min. income ≈ HK$129,388/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,935
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$73,141
−HK$2,242/mo
Today · 4.125%
HK$75,383
baseline
▲ 0.50% · 4.625%
HK$79,970
+HK$4,587/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$150,766/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,914
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$81,031
−HK$2,147/mo
Today · 4.125%
HK$83,178
baseline
▲ 0.50% · 4.625%
HK$87,562
+HK$4,384/mo
Deposit HK$1.73M · loan HK$15.55M · min. income ≈ HK$166,356/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,088 · Scale 2, in force from 26 Feb 2026)