LTV · monthly repayment
▼ 0.50% · 3.625%
HK$394,086
−HK$24,713/mo
▼ 0.25% · 3.875%
HK$406,345
−HK$12,454/mo
Today · 4.125%
HK$418,799
baseline
▲ 0.50% · 4.625%
HK$444,282
+HK$25,483/mo
Deposit HK$86.41M · loan HK$86.41M · min. income ≈ HK$837,598/mo (50% DSR)
Upfront cash ≈ HK$97.65M (deposit + AVD stamp duty HK$11,233,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$438,417
−HK$23,686/mo
▼ 0.25% · 3.875%
HK$450,175
−HK$11,928/mo
Today · 4.125%
HK$462,103
baseline
▲ 0.50% · 4.625%
HK$486,462
+HK$24,359/mo
Deposit HK$86.41M · loan HK$86.41M · min. income ≈ HK$924,206/mo (50% DSR)
Upfront cash ≈ HK$97.65M (deposit + AVD stamp duty HK$11,233,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$472,904
−HK$29,655/mo
▼ 0.25% · 3.875%
HK$487,614
−HK$14,945/mo
Today · 4.125%
HK$502,559
baseline
▲ 0.50% · 4.625%
HK$533,138
+HK$30,579/mo
Deposit HK$69.13M · loan HK$103.70M · min. income ≈ HK$1,005,118/mo (50% DSR)
Upfront cash ≈ HK$80.36M (deposit + AVD stamp duty HK$11,233,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$526,101
−HK$28,423/mo
▼ 0.25% · 3.875%
HK$540,210
−HK$14,314/mo
Today · 4.125%
HK$554,524
baseline
▲ 0.50% · 4.625%
HK$583,754
+HK$29,230/mo
Deposit HK$69.13M · loan HK$103.70M · min. income ≈ HK$1,109,048/mo (50% DSR)
Upfront cash ≈ HK$80.36M (deposit + AVD stamp duty HK$11,233,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$551,721
−HK$34,598/mo
▼ 0.25% · 3.875%
HK$568,883
−HK$17,436/mo
Today · 4.125%
HK$586,319
baseline
▲ 0.50% · 4.625%
HK$621,995
+HK$35,676/mo
Deposit HK$51.85M · loan HK$120.98M · min. income ≈ HK$1,172,638/mo (50% DSR)
Upfront cash ≈ HK$63.08M (deposit + AVD stamp duty HK$11,233,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$613,784
−HK$33,161/mo
▼ 0.25% · 3.875%
HK$630,245
−HK$16,700/mo
Today · 4.125%
HK$646,945
baseline
▲ 0.50% · 4.625%
HK$681,046
+HK$34,101/mo
Deposit HK$51.85M · loan HK$120.98M · min. income ≈ HK$1,293,890/mo (50% DSR)
Upfront cash ≈ HK$63.08M (deposit + AVD stamp duty HK$11,233,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$709,355
−HK$44,483/mo
▼ 0.25% · 3.875%
HK$731,420
−HK$22,418/mo
Today · 4.125%
HK$753,838
baseline
▲ 0.50% · 4.625%
HK$799,708
+HK$45,870/mo
Deposit HK$17.28M · loan HK$155.54M · min. income ≈ HK$1,507,676/mo (50% DSR)
Upfront cash ≈ HK$28.52M (deposit + AVD stamp duty HK$11,233,654 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$789,151
−HK$42,635/mo
▼ 0.25% · 3.875%
HK$810,315
−HK$21,471/mo
Today · 4.125%
HK$831,786
baseline
▲ 0.50% · 4.625%
HK$875,631
+HK$43,845/mo
Deposit HK$17.28M · loan HK$155.54M · min. income ≈ HK$1,663,572/mo (50% DSR)
Upfront cash ≈ HK$28.52M (deposit + AVD stamp duty HK$11,233,654 · Scale 2, in force from 26 Feb 2026)