LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,410
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,636
−HK$1,246/mo
Today · 4.125%
HK$41,882
baseline
▲ 0.50% · 4.625%
HK$44,430
+HK$2,548/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,764/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,844
−HK$2,368/mo
▼ 0.25% · 3.875%
HK$45,020
−HK$1,192/mo
Today · 4.125%
HK$46,212
baseline
▲ 0.50% · 4.625%
HK$48,648
+HK$2,436/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,424/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,293
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,764
−HK$1,494/mo
Today · 4.125%
HK$50,258
baseline
▲ 0.50% · 4.625%
HK$53,316
+HK$3,058/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$100,516/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,612
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,024
−HK$1,431/mo
Today · 4.125%
HK$55,455
baseline
▲ 0.50% · 4.625%
HK$58,378
+HK$2,923/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$110,910/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,175
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$56,891
−HK$1,744/mo
Today · 4.125%
HK$58,635
baseline
▲ 0.50% · 4.625%
HK$62,202
+HK$3,567/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$117,270/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,381
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,027
−HK$1,670/mo
Today · 4.125%
HK$64,697
baseline
▲ 0.50% · 4.625%
HK$68,108
+HK$3,411/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$129,394/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,939
−HK$4,448/mo
▼ 0.25% · 3.875%
HK$73,145
−HK$2,242/mo
Today · 4.125%
HK$75,387
baseline
▲ 0.50% · 4.625%
HK$79,974
+HK$4,587/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$150,774/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,919
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$81,035
−HK$2,147/mo
Today · 4.125%
HK$83,182
baseline
▲ 0.50% · 4.625%
HK$87,567
+HK$4,385/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$166,364/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,126 · Scale 2, in force from 26 Feb 2026)