LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,411
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,637
−HK$1,246/mo
Today · 4.125%
HK$41,883
baseline
▲ 0.50% · 4.625%
HK$44,431
+HK$2,548/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,766/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,845
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,021
−HK$1,193/mo
Today · 4.125%
HK$46,214
baseline
▲ 0.50% · 4.625%
HK$48,650
+HK$2,436/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,428/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,294
−HK$2,965/mo
▼ 0.25% · 3.875%
HK$48,765
−HK$1,494/mo
Today · 4.125%
HK$50,259
baseline
▲ 0.50% · 4.625%
HK$53,318
+HK$3,059/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$100,518/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,614
−HK$2,842/mo
▼ 0.25% · 3.875%
HK$54,025
−HK$1,431/mo
Today · 4.125%
HK$55,456
baseline
▲ 0.50% · 4.625%
HK$58,379
+HK$2,923/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$110,912/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,176
−HK$3,460/mo
▼ 0.25% · 3.875%
HK$56,892
−HK$1,744/mo
Today · 4.125%
HK$58,636
baseline
▲ 0.50% · 4.625%
HK$62,204
+HK$3,568/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$117,272/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,383
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,029
−HK$1,670/mo
Today · 4.125%
HK$64,699
baseline
▲ 0.50% · 4.625%
HK$68,109
+HK$3,410/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$129,398/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,940
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$73,147
−HK$2,242/mo
Today · 4.125%
HK$75,389
baseline
▲ 0.50% · 4.625%
HK$79,976
+HK$4,587/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$150,778/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,921
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$81,037
−HK$2,147/mo
Today · 4.125%
HK$83,184
baseline
▲ 0.50% · 4.625%
HK$87,569
+HK$4,385/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$166,368/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,141 · Scale 2, in force from 26 Feb 2026)