LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,415
−HK$2,471/mo
▼ 0.25% · 3.875%
HK$40,641
−HK$1,245/mo
Today · 4.125%
HK$41,886
baseline
▲ 0.50% · 4.625%
HK$44,435
+HK$2,549/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,772/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,848
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,024
−HK$1,193/mo
Today · 4.125%
HK$46,217
baseline
▲ 0.50% · 4.625%
HK$48,654
+HK$2,437/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,434/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,298
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,769
−HK$1,495/mo
Today · 4.125%
HK$50,264
baseline
▲ 0.50% · 4.625%
HK$53,322
+HK$3,058/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$100,528/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,618
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,029
−HK$1,432/mo
Today · 4.125%
HK$55,461
baseline
▲ 0.50% · 4.625%
HK$58,384
+HK$2,923/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$110,922/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,180
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,897
−HK$1,744/mo
Today · 4.125%
HK$58,641
baseline
▲ 0.50% · 4.625%
HK$62,209
+HK$3,568/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$117,282/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,388
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,034
−HK$1,670/mo
Today · 4.125%
HK$64,704
baseline
▲ 0.50% · 4.625%
HK$68,115
+HK$3,411/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$129,408/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,946
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$73,153
−HK$2,242/mo
Today · 4.125%
HK$75,395
baseline
▲ 0.50% · 4.625%
HK$79,983
+HK$4,588/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$150,790/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,927
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$81,044
−HK$2,147/mo
Today · 4.125%
HK$83,191
baseline
▲ 0.50% · 4.625%
HK$87,576
+HK$4,385/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$166,382/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,194 · Scale 2, in force from 26 Feb 2026)