LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,416
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,642
−HK$1,246/mo
Today · 4.125%
HK$41,888
baseline
▲ 0.50% · 4.625%
HK$44,436
+HK$2,548/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,776/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,850
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,026
−HK$1,193/mo
Today · 4.125%
HK$46,219
baseline
▲ 0.50% · 4.625%
HK$48,655
+HK$2,436/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,438/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,299
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,770
−HK$1,495/mo
Today · 4.125%
HK$50,265
baseline
▲ 0.50% · 4.625%
HK$53,324
+HK$3,059/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$100,530/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,620
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,031
−HK$1,432/mo
Today · 4.125%
HK$55,463
baseline
▲ 0.50% · 4.625%
HK$58,386
+HK$2,923/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$110,926/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,182
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,899
−HK$1,744/mo
Today · 4.125%
HK$58,643
baseline
▲ 0.50% · 4.625%
HK$62,211
+HK$3,568/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$117,286/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,390
−HK$3,316/mo
▼ 0.25% · 3.875%
HK$63,036
−HK$1,670/mo
Today · 4.125%
HK$64,706
baseline
▲ 0.50% · 4.625%
HK$68,117
+HK$3,411/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$129,412/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,949
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$73,156
−HK$2,242/mo
Today · 4.125%
HK$75,398
baseline
▲ 0.50% · 4.625%
HK$79,986
+HK$4,588/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$150,796/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,930
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$81,047
−HK$2,147/mo
Today · 4.125%
HK$83,194
baseline
▲ 0.50% · 4.625%
HK$87,579
+HK$4,385/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$166,388/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,216 · Scale 2, in force from 26 Feb 2026)