LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,417
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,643
−HK$1,246/mo
Today · 4.125%
HK$41,889
baseline
▲ 0.50% · 4.625%
HK$44,437
+HK$2,548/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,778/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,851
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,027
−HK$1,193/mo
Today · 4.125%
HK$46,220
baseline
▲ 0.50% · 4.625%
HK$48,656
+HK$2,436/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,440/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,300
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,771
−HK$1,495/mo
Today · 4.125%
HK$50,266
baseline
▲ 0.50% · 4.625%
HK$53,325
+HK$3,059/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$100,532/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,621
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,032
−HK$1,432/mo
Today · 4.125%
HK$55,464
baseline
▲ 0.50% · 4.625%
HK$58,387
+HK$2,923/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$110,928/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,183
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,900
−HK$1,744/mo
Today · 4.125%
HK$58,644
baseline
▲ 0.50% · 4.625%
HK$62,212
+HK$3,568/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$117,288/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,391
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$63,038
−HK$1,670/mo
Today · 4.125%
HK$64,708
baseline
▲ 0.50% · 4.625%
HK$68,119
+HK$3,411/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$129,416/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,950
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$73,157
−HK$2,242/mo
Today · 4.125%
HK$75,399
baseline
▲ 0.50% · 4.625%
HK$79,987
+HK$4,588/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$150,798/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,230 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,931
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$81,048
−HK$2,148/mo
Today · 4.125%
HK$83,196
baseline
▲ 0.50% · 4.625%
HK$87,581
+HK$4,385/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$166,392/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,230 · Scale 2, in force from 26 Feb 2026)