LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,417
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,643
−HK$1,246/mo
Today · 4.125%
HK$41,889
baseline
▲ 0.50% · 4.625%
HK$44,438
+HK$2,549/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,778/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,851
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,027
−HK$1,194/mo
Today · 4.125%
HK$46,221
baseline
▲ 0.50% · 4.625%
HK$48,657
+HK$2,436/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,442/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,301
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,772
−HK$1,495/mo
Today · 4.125%
HK$50,267
baseline
▲ 0.50% · 4.625%
HK$53,326
+HK$3,059/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$100,534/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,622
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,033
−HK$1,432/mo
Today · 4.125%
HK$55,465
baseline
▲ 0.50% · 4.625%
HK$58,388
+HK$2,923/mo
Deposit HK$6.91M · loan HK$10.37M · min. income ≈ HK$110,930/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,184
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,901
−HK$1,744/mo
Today · 4.125%
HK$58,645
baseline
▲ 0.50% · 4.625%
HK$62,213
+HK$3,568/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$117,290/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,392
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$63,038
−HK$1,671/mo
Today · 4.125%
HK$64,709
baseline
▲ 0.50% · 4.625%
HK$68,120
+HK$3,411/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$129,418/mo (50% DSR)
Upfront cash ≈ HK$5.83M (deposit + AVD stamp duty HK$648,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,951
−HK$4,449/mo
▼ 0.25% · 3.875%
HK$73,158
−HK$2,242/mo
Today · 4.125%
HK$75,400
baseline
▲ 0.50% · 4.625%
HK$79,988
+HK$4,588/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$150,800/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,239 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,932
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$81,049
−HK$2,148/mo
Today · 4.125%
HK$83,197
baseline
▲ 0.50% · 4.625%
HK$87,582
+HK$4,385/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$166,394/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,239 · Scale 2, in force from 26 Feb 2026)