LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,423
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,649
−HK$1,246/mo
Today · 4.125%
HK$41,895
baseline
▲ 0.50% · 4.625%
HK$44,445
+HK$2,550/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,790/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,858
−HK$2,369/mo
▼ 0.25% · 3.875%
HK$45,034
−HK$1,193/mo
Today · 4.125%
HK$46,227
baseline
▲ 0.50% · 4.625%
HK$48,664
+HK$2,437/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,454/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,308
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,779
−HK$1,495/mo
Today · 4.125%
HK$50,274
baseline
▲ 0.50% · 4.625%
HK$53,334
+HK$3,060/mo
Deposit HK$6.92M · loan HK$10.37M · min. income ≈ HK$100,548/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,629
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,041
−HK$1,432/mo
Today · 4.125%
HK$55,473
baseline
▲ 0.50% · 4.625%
HK$58,397
+HK$2,924/mo
Deposit HK$6.92M · loan HK$10.37M · min. income ≈ HK$110,946/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,192
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,909
−HK$1,745/mo
Today · 4.125%
HK$58,654
baseline
▲ 0.50% · 4.625%
HK$62,222
+HK$3,568/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$117,308/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,401
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$63,048
−HK$1,670/mo
Today · 4.125%
HK$64,718
baseline
▲ 0.50% · 4.625%
HK$68,130
+HK$3,412/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$129,436/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,962
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$73,169
−HK$2,243/mo
Today · 4.125%
HK$75,412
baseline
▲ 0.50% · 4.625%
HK$80,000
+HK$4,588/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$150,824/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,944
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$81,061
−HK$2,148/mo
Today · 4.125%
HK$83,209
baseline
▲ 0.50% · 4.625%
HK$87,595
+HK$4,386/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$166,418/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,335 · Scale 2, in force from 26 Feb 2026)