LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,425
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,651
−HK$1,246/mo
Today · 4.125%
HK$41,897
baseline
▲ 0.50% · 4.625%
HK$44,446
+HK$2,549/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$83,794/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,859
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,036
−HK$1,193/mo
Today · 4.125%
HK$46,229
baseline
▲ 0.50% · 4.625%
HK$48,666
+HK$2,437/mo
Deposit HK$8.64M · loan HK$8.64M · min. income ≈ HK$92,458/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,310
−HK$2,966/mo
▼ 0.25% · 3.875%
HK$48,781
−HK$1,495/mo
Today · 4.125%
HK$50,276
baseline
▲ 0.50% · 4.625%
HK$53,335
+HK$3,059/mo
Deposit HK$6.92M · loan HK$10.37M · min. income ≈ HK$100,552/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,631
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,043
−HK$1,432/mo
Today · 4.125%
HK$55,475
baseline
▲ 0.50% · 4.625%
HK$58,399
+HK$2,924/mo
Deposit HK$6.92M · loan HK$10.37M · min. income ≈ HK$110,950/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,194
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,911
−HK$1,745/mo
Today · 4.125%
HK$58,656
baseline
▲ 0.50% · 4.625%
HK$62,225
+HK$3,569/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$117,312/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,403
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,050
−HK$1,671/mo
Today · 4.125%
HK$64,721
baseline
▲ 0.50% · 4.625%
HK$68,132
+HK$3,411/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$129,442/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,964
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$73,172
−HK$2,242/mo
Today · 4.125%
HK$75,414
baseline
▲ 0.50% · 4.625%
HK$80,003
+HK$4,589/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$150,828/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,947
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$81,064
−HK$2,148/mo
Today · 4.125%
HK$83,212
baseline
▲ 0.50% · 4.625%
HK$87,599
+HK$4,387/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$166,424/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,359 · Scale 2, in force from 26 Feb 2026)