LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,426
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,652
−HK$1,246/mo
Today · 4.125%
HK$41,898
baseline
▲ 0.50% · 4.625%
HK$44,448
+HK$2,550/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,796/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,861
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,037
−HK$1,194/mo
Today · 4.125%
HK$46,231
baseline
▲ 0.50% · 4.625%
HK$48,668
+HK$2,437/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,462/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,311
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,783
−HK$1,495/mo
Today · 4.125%
HK$50,278
baseline
▲ 0.50% · 4.625%
HK$53,337
+HK$3,059/mo
Deposit HK$6.92M · loan HK$10.37M · min. income ≈ HK$100,556/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,633
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,045
−HK$1,432/mo
Today · 4.125%
HK$55,477
baseline
▲ 0.50% · 4.625%
HK$58,401
+HK$2,924/mo
Deposit HK$6.92M · loan HK$10.37M · min. income ≈ HK$110,954/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,196
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,913
−HK$1,745/mo
Today · 4.125%
HK$58,658
baseline
▲ 0.50% · 4.625%
HK$62,227
+HK$3,569/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$117,316/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,405
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,052
−HK$1,671/mo
Today · 4.125%
HK$64,723
baseline
▲ 0.50% · 4.625%
HK$68,135
+HK$3,412/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$129,446/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,967
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$73,174
−HK$2,243/mo
Today · 4.125%
HK$75,417
baseline
▲ 0.50% · 4.625%
HK$80,006
+HK$4,589/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$150,834/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,950
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$81,067
−HK$2,148/mo
Today · 4.125%
HK$83,215
baseline
▲ 0.50% · 4.625%
HK$87,602
+HK$4,387/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$166,430/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,382 · Scale 2, in force from 26 Feb 2026)