LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,427
−HK$2,472/mo
▼ 0.25% · 3.875%
HK$40,653
−HK$1,246/mo
Today · 4.125%
HK$41,899
baseline
▲ 0.50% · 4.625%
HK$44,449
+HK$2,550/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,798/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,862
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,038
−HK$1,194/mo
Today · 4.125%
HK$46,232
baseline
▲ 0.50% · 4.625%
HK$48,668
+HK$2,436/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,464/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,312
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,784
−HK$1,495/mo
Today · 4.125%
HK$50,279
baseline
▲ 0.50% · 4.625%
HK$53,338
+HK$3,059/mo
Deposit HK$6.92M · loan HK$10.37M · min. income ≈ HK$100,558/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,634
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,046
−HK$1,432/mo
Today · 4.125%
HK$55,478
baseline
▲ 0.50% · 4.625%
HK$58,402
+HK$2,924/mo
Deposit HK$6.92M · loan HK$10.37M · min. income ≈ HK$110,956/mo (50% DSR)
Upfront cash ≈ HK$7.56M (deposit + AVD stamp duty HK$648,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,197
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,914
−HK$1,745/mo
Today · 4.125%
HK$58,659
baseline
▲ 0.50% · 4.625%
HK$62,228
+HK$3,569/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$117,318/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,407
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$63,053
−HK$1,671/mo
Today · 4.125%
HK$64,724
baseline
▲ 0.50% · 4.625%
HK$68,136
+HK$3,412/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$129,448/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,968
−HK$4,450/mo
▼ 0.25% · 3.875%
HK$73,176
−HK$2,242/mo
Today · 4.125%
HK$75,418
baseline
▲ 0.50% · 4.625%
HK$80,007
+HK$4,589/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$150,836/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,951
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$81,069
−HK$2,148/mo
Today · 4.125%
HK$83,217
baseline
▲ 0.50% · 4.625%
HK$87,603
+HK$4,386/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$166,434/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,393 · Scale 2, in force from 26 Feb 2026)