LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,430
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,656
−HK$1,247/mo
Today · 4.125%
HK$41,903
baseline
▲ 0.50% · 4.625%
HK$44,452
+HK$2,549/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,806/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,865
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,042
−HK$1,193/mo
Today · 4.125%
HK$46,235
baseline
▲ 0.50% · 4.625%
HK$48,672
+HK$2,437/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,470/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,316
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,788
−HK$1,495/mo
Today · 4.125%
HK$50,283
baseline
▲ 0.50% · 4.625%
HK$53,343
+HK$3,060/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,566/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,639
−HK$2,843/mo
▼ 0.25% · 3.875%
HK$54,050
−HK$1,432/mo
Today · 4.125%
HK$55,482
baseline
▲ 0.50% · 4.625%
HK$58,407
+HK$2,925/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$110,964/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,202
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,919
−HK$1,745/mo
Today · 4.125%
HK$58,664
baseline
▲ 0.50% · 4.625%
HK$62,233
+HK$3,569/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$117,328/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,412
−HK$3,317/mo
▼ 0.25% · 3.875%
HK$63,059
−HK$1,670/mo
Today · 4.125%
HK$64,729
baseline
▲ 0.50% · 4.625%
HK$68,141
+HK$3,412/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$129,458/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,974
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$73,182
−HK$2,243/mo
Today · 4.125%
HK$75,425
baseline
▲ 0.50% · 4.625%
HK$80,014
+HK$4,589/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$150,850/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,958
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$81,075
−HK$2,149/mo
Today · 4.125%
HK$83,224
baseline
▲ 0.50% · 4.625%
HK$87,610
+HK$4,386/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$166,448/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,447 · Scale 2, in force from 26 Feb 2026)