LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,431
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,658
−HK$1,246/mo
Today · 4.125%
HK$41,904
baseline
▲ 0.50% · 4.625%
HK$44,453
+HK$2,549/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,808/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,867
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,043
−HK$1,194/mo
Today · 4.125%
HK$46,237
baseline
▲ 0.50% · 4.625%
HK$48,674
+HK$2,437/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,474/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,317
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,789
−HK$1,495/mo
Today · 4.125%
HK$50,284
baseline
▲ 0.50% · 4.625%
HK$53,344
+HK$3,060/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,568/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,640
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,052
−HK$1,432/mo
Today · 4.125%
HK$55,484
baseline
▲ 0.50% · 4.625%
HK$58,409
+HK$2,925/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$110,968/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,204
−HK$3,461/mo
▼ 0.25% · 3.875%
HK$56,921
−HK$1,744/mo
Today · 4.125%
HK$58,665
baseline
▲ 0.50% · 4.625%
HK$62,235
+HK$3,570/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$117,330/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,413
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,060
−HK$1,671/mo
Today · 4.125%
HK$64,731
baseline
▲ 0.50% · 4.625%
HK$68,143
+HK$3,412/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$129,462/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,976
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$73,184
−HK$2,243/mo
Today · 4.125%
HK$75,427
baseline
▲ 0.50% · 4.625%
HK$80,016
+HK$4,589/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$150,854/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,960
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$81,078
−HK$2,148/mo
Today · 4.125%
HK$83,226
baseline
▲ 0.50% · 4.625%
HK$87,613
+HK$4,387/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$166,452/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,465 · Scale 2, in force from 26 Feb 2026)