LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,431
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,658
−HK$1,246/mo
Today · 4.125%
HK$41,904
baseline
▲ 0.50% · 4.625%
HK$44,454
+HK$2,550/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,808/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,867
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,044
−HK$1,193/mo
Today · 4.125%
HK$46,237
baseline
▲ 0.50% · 4.625%
HK$48,674
+HK$2,437/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,474/mo (50% DSR)
Upfront cash ≈ HK$9.29M (deposit + AVD stamp duty HK$648,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,318
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,790
−HK$1,495/mo
Today · 4.125%
HK$50,285
baseline
▲ 0.50% · 4.625%
HK$53,345
+HK$3,060/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,570/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,641
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,052
−HK$1,433/mo
Today · 4.125%
HK$55,485
baseline
▲ 0.50% · 4.625%
HK$58,409
+HK$2,924/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$110,970/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,204
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,921
−HK$1,745/mo
Today · 4.125%
HK$58,666
baseline
▲ 0.50% · 4.625%
HK$62,236
+HK$3,570/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$117,332/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,414
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,061
−HK$1,671/mo
Today · 4.125%
HK$64,732
baseline
▲ 0.50% · 4.625%
HK$68,144
+HK$3,412/mo
Deposit HK$5.19M · loan HK$12.10M · min. income ≈ HK$129,464/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,977
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$73,184
−HK$2,244/mo
Today · 4.125%
HK$75,428
baseline
▲ 0.50% · 4.625%
HK$80,017
+HK$4,589/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$150,856/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,961
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$81,079
−HK$2,148/mo
Today · 4.125%
HK$83,227
baseline
▲ 0.50% · 4.625%
HK$87,614
+HK$4,387/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$166,454/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,472 · Scale 2, in force from 26 Feb 2026)