LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,433
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,660
−HK$1,246/mo
Today · 4.125%
HK$41,906
baseline
▲ 0.50% · 4.625%
HK$44,456
+HK$2,550/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,812/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,869
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,046
−HK$1,193/mo
Today · 4.125%
HK$46,239
baseline
▲ 0.50% · 4.625%
HK$48,677
+HK$2,438/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,478/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,320
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,792
−HK$1,495/mo
Today · 4.125%
HK$50,287
baseline
▲ 0.50% · 4.625%
HK$53,347
+HK$3,060/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,574/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,643
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,055
−HK$1,432/mo
Today · 4.125%
HK$55,487
baseline
▲ 0.50% · 4.625%
HK$58,412
+HK$2,925/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$110,974/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,207
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,924
−HK$1,745/mo
Today · 4.125%
HK$58,669
baseline
▲ 0.50% · 4.625%
HK$62,239
+HK$3,570/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,338/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,417
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,064
−HK$1,671/mo
Today · 4.125%
HK$64,735
baseline
▲ 0.50% · 4.625%
HK$68,147
+HK$3,412/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,470/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,980
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$73,188
−HK$2,243/mo
Today · 4.125%
HK$75,431
baseline
▲ 0.50% · 4.625%
HK$80,021
+HK$4,590/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$150,862/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,965
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$81,082
−HK$2,149/mo
Today · 4.125%
HK$83,231
baseline
▲ 0.50% · 4.625%
HK$87,618
+HK$4,387/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$166,462/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,503 · Scale 2, in force from 26 Feb 2026)