LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,434
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,661
−HK$1,246/mo
Today · 4.125%
HK$41,907
baseline
▲ 0.50% · 4.625%
HK$44,457
+HK$2,550/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,814/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,870
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,046
−HK$1,194/mo
Today · 4.125%
HK$46,240
baseline
▲ 0.50% · 4.625%
HK$48,677
+HK$2,437/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,480/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,321
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,793
−HK$1,495/mo
Today · 4.125%
HK$50,288
baseline
▲ 0.50% · 4.625%
HK$53,348
+HK$3,060/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,576/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,644
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,056
−HK$1,432/mo
Today · 4.125%
HK$55,488
baseline
▲ 0.50% · 4.625%
HK$58,413
+HK$2,925/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$110,976/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,208
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,925
−HK$1,745/mo
Today · 4.125%
HK$58,670
baseline
▲ 0.50% · 4.625%
HK$62,239
+HK$3,569/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,340/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,418
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,065
−HK$1,671/mo
Today · 4.125%
HK$64,736
baseline
▲ 0.50% · 4.625%
HK$68,148
+HK$3,412/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,472/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,981
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$73,189
−HK$2,243/mo
Today · 4.125%
HK$75,432
baseline
▲ 0.50% · 4.625%
HK$80,022
+HK$4,590/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$150,864/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,966
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$81,084
−HK$2,148/mo
Today · 4.125%
HK$83,232
baseline
▲ 0.50% · 4.625%
HK$87,619
+HK$4,387/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$166,464/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,512 · Scale 2, in force from 26 Feb 2026)