LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,434
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,661
−HK$1,246/mo
Today · 4.125%
HK$41,907
baseline
▲ 0.50% · 4.625%
HK$44,457
+HK$2,550/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,814/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,870
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,047
−HK$1,194/mo
Today · 4.125%
HK$46,241
baseline
▲ 0.50% · 4.625%
HK$48,678
+HK$2,437/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,482/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,321
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,793
−HK$1,496/mo
Today · 4.125%
HK$50,289
baseline
▲ 0.50% · 4.625%
HK$53,349
+HK$3,060/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,578/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,644
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,056
−HK$1,433/mo
Today · 4.125%
HK$55,489
baseline
▲ 0.50% · 4.625%
HK$58,413
+HK$2,924/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$110,978/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,208
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,925
−HK$1,745/mo
Today · 4.125%
HK$58,670
baseline
▲ 0.50% · 4.625%
HK$62,240
+HK$3,570/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,340/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,418
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,066
−HK$1,671/mo
Today · 4.125%
HK$64,737
baseline
▲ 0.50% · 4.625%
HK$68,149
+HK$3,412/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,474/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,982
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$73,190
−HK$2,243/mo
Today · 4.125%
HK$75,433
baseline
▲ 0.50% · 4.625%
HK$80,023
+HK$4,590/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$150,866/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,519 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,967
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$81,084
−HK$2,149/mo
Today · 4.125%
HK$83,233
baseline
▲ 0.50% · 4.625%
HK$87,620
+HK$4,387/mo
Deposit HK$1.73M · loan HK$15.56M · min. income ≈ HK$166,466/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,519 · Scale 2, in force from 26 Feb 2026)