LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,436
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,662
−HK$1,247/mo
Today · 4.125%
HK$41,909
baseline
▲ 0.50% · 4.625%
HK$44,459
+HK$2,550/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,818/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,872
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,049
−HK$1,193/mo
Today · 4.125%
HK$46,242
baseline
▲ 0.50% · 4.625%
HK$48,680
+HK$2,438/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,484/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,323
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,795
−HK$1,496/mo
Today · 4.125%
HK$50,291
baseline
▲ 0.50% · 4.625%
HK$53,351
+HK$3,060/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,582/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,646
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,058
−HK$1,433/mo
Today · 4.125%
HK$55,491
baseline
▲ 0.50% · 4.625%
HK$58,416
+HK$2,925/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$110,982/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,210
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,927
−HK$1,745/mo
Today · 4.125%
HK$58,672
baseline
▲ 0.50% · 4.625%
HK$62,242
+HK$3,570/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,344/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,421
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,068
−HK$1,671/mo
Today · 4.125%
HK$64,739
baseline
▲ 0.50% · 4.625%
HK$68,152
+HK$3,413/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,478/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,984
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$73,192
−HK$2,244/mo
Today · 4.125%
HK$75,436
baseline
▲ 0.50% · 4.625%
HK$80,026
+HK$4,590/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,872/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,970
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$81,087
−HK$2,149/mo
Today · 4.125%
HK$83,236
baseline
▲ 0.50% · 4.625%
HK$87,623
+HK$4,387/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,472/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,543 · Scale 2, in force from 26 Feb 2026)