LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,437
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,664
−HK$1,246/mo
Today · 4.125%
HK$41,910
baseline
▲ 0.50% · 4.625%
HK$44,460
+HK$2,550/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,820/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,873
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,050
−HK$1,194/mo
Today · 4.125%
HK$46,244
baseline
▲ 0.50% · 4.625%
HK$48,681
+HK$2,437/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,488/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,325
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,797
−HK$1,495/mo
Today · 4.125%
HK$50,292
baseline
▲ 0.50% · 4.625%
HK$53,352
+HK$3,060/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,584/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,648
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,060
−HK$1,432/mo
Today · 4.125%
HK$55,492
baseline
▲ 0.50% · 4.625%
HK$58,418
+HK$2,926/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$110,984/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,212
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,929
−HK$1,745/mo
Today · 4.125%
HK$58,674
baseline
▲ 0.50% · 4.625%
HK$62,244
+HK$3,570/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,348/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,423
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,070
−HK$1,671/mo
Today · 4.125%
HK$64,741
baseline
▲ 0.50% · 4.625%
HK$68,154
+HK$3,413/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,482/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,987
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$73,195
−HK$2,243/mo
Today · 4.125%
HK$75,438
baseline
▲ 0.50% · 4.625%
HK$80,029
+HK$4,591/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,876/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,972
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$81,090
−HK$2,149/mo
Today · 4.125%
HK$83,239
baseline
▲ 0.50% · 4.625%
HK$87,626
+HK$4,387/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,478/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,564 · Scale 2, in force from 26 Feb 2026)