LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,438
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,664
−HK$1,247/mo
Today · 4.125%
HK$41,911
baseline
▲ 0.50% · 4.625%
HK$44,461
+HK$2,550/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,822/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,874
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,051
−HK$1,193/mo
Today · 4.125%
HK$46,244
baseline
▲ 0.50% · 4.625%
HK$48,682
+HK$2,438/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,488/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,325
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,797
−HK$1,496/mo
Today · 4.125%
HK$50,293
baseline
▲ 0.50% · 4.625%
HK$53,353
+HK$3,060/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,586/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,649
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,061
−HK$1,432/mo
Today · 4.125%
HK$55,493
baseline
▲ 0.50% · 4.625%
HK$58,418
+HK$2,925/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$110,986/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,213
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,930
−HK$1,745/mo
Today · 4.125%
HK$58,675
baseline
▲ 0.50% · 4.625%
HK$62,245
+HK$3,570/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,350/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,423
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,071
−HK$1,671/mo
Today · 4.125%
HK$64,742
baseline
▲ 0.50% · 4.625%
HK$68,155
+HK$3,413/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,484/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,988
−HK$4,451/mo
▼ 0.25% · 3.875%
HK$73,196
−HK$2,243/mo
Today · 4.125%
HK$75,439
baseline
▲ 0.50% · 4.625%
HK$80,029
+HK$4,590/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,878/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,973
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$81,091
−HK$2,149/mo
Today · 4.125%
HK$83,240
baseline
▲ 0.50% · 4.625%
HK$87,627
+HK$4,387/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,480/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,572 · Scale 2, in force from 26 Feb 2026)