LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,438
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,665
−HK$1,246/mo
Today · 4.125%
HK$41,911
baseline
▲ 0.50% · 4.625%
HK$44,461
+HK$2,550/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,822/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,874
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,051
−HK$1,194/mo
Today · 4.125%
HK$46,245
baseline
▲ 0.50% · 4.625%
HK$48,682
+HK$2,437/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,490/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,325
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,798
−HK$1,495/mo
Today · 4.125%
HK$50,293
baseline
▲ 0.50% · 4.625%
HK$53,353
+HK$3,060/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,586/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,649
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,061
−HK$1,433/mo
Today · 4.125%
HK$55,494
baseline
▲ 0.50% · 4.625%
HK$58,419
+HK$2,925/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$110,988/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,213
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,930
−HK$1,745/mo
Today · 4.125%
HK$58,675
baseline
▲ 0.50% · 4.625%
HK$62,246
+HK$3,571/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,350/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,424
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,071
−HK$1,671/mo
Today · 4.125%
HK$64,742
baseline
▲ 0.50% · 4.625%
HK$68,155
+HK$3,413/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,484/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,988
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$73,196
−HK$2,244/mo
Today · 4.125%
HK$75,440
baseline
▲ 0.50% · 4.625%
HK$80,030
+HK$4,590/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,880/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,974
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$81,092
−HK$2,148/mo
Today · 4.125%
HK$83,240
baseline
▲ 0.50% · 4.625%
HK$87,628
+HK$4,388/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,480/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,577 · Scale 2, in force from 26 Feb 2026)