LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,439
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,666
−HK$1,246/mo
Today · 4.125%
HK$41,912
baseline
▲ 0.50% · 4.625%
HK$44,462
+HK$2,550/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,824/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,875
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,052
−HK$1,194/mo
Today · 4.125%
HK$46,246
baseline
▲ 0.50% · 4.625%
HK$48,684
+HK$2,438/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,492/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,327
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,799
−HK$1,496/mo
Today · 4.125%
HK$50,295
baseline
▲ 0.50% · 4.625%
HK$53,355
+HK$3,060/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,590/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,651
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,063
−HK$1,432/mo
Today · 4.125%
HK$55,495
baseline
▲ 0.50% · 4.625%
HK$58,420
+HK$2,925/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$110,990/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,215
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,932
−HK$1,745/mo
Today · 4.125%
HK$58,677
baseline
▲ 0.50% · 4.625%
HK$62,247
+HK$3,570/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,354/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,426
−HK$3,318/mo
▼ 0.25% · 3.875%
HK$63,073
−HK$1,671/mo
Today · 4.125%
HK$64,744
baseline
▲ 0.50% · 4.625%
HK$68,157
+HK$3,413/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,488/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,990
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$73,198
−HK$2,244/mo
Today · 4.125%
HK$75,442
baseline
▲ 0.50% · 4.625%
HK$80,032
+HK$4,590/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,884/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,976
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$81,094
−HK$2,149/mo
Today · 4.125%
HK$83,243
baseline
▲ 0.50% · 4.625%
HK$87,631
+HK$4,388/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,486/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,595 · Scale 2, in force from 26 Feb 2026)