LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,440
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,667
−HK$1,247/mo
Today · 4.125%
HK$41,914
baseline
▲ 0.50% · 4.625%
HK$44,464
+HK$2,550/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,828/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,877
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,054
−HK$1,194/mo
Today · 4.125%
HK$46,248
baseline
▲ 0.50% · 4.625%
HK$48,685
+HK$2,437/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,496/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,329
−HK$2,967/mo
▼ 0.25% · 3.875%
HK$48,801
−HK$1,495/mo
Today · 4.125%
HK$50,296
baseline
▲ 0.50% · 4.625%
HK$53,357
+HK$3,061/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,592/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,653
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,065
−HK$1,432/mo
Today · 4.125%
HK$55,497
baseline
▲ 0.50% · 4.625%
HK$58,422
+HK$2,925/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$110,994/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,217
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,934
−HK$1,745/mo
Today · 4.125%
HK$58,679
baseline
▲ 0.50% · 4.625%
HK$62,250
+HK$3,571/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,358/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,428
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,075
−HK$1,672/mo
Today · 4.125%
HK$64,747
baseline
▲ 0.50% · 4.625%
HK$68,160
+HK$3,413/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,494/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,993
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$73,201
−HK$2,244/mo
Today · 4.125%
HK$75,445
baseline
▲ 0.50% · 4.625%
HK$80,035
+HK$4,590/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,890/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,619 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,979
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$81,097
−HK$2,149/mo
Today · 4.125%
HK$83,246
baseline
▲ 0.50% · 4.625%
HK$87,634
+HK$4,388/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,492/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,619 · Scale 2, in force from 26 Feb 2026)