LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,442
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,669
−HK$1,246/mo
Today · 4.125%
HK$41,915
baseline
▲ 0.50% · 4.625%
HK$44,466
+HK$2,551/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,830/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,879
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,056
−HK$1,193/mo
Today · 4.125%
HK$46,249
baseline
▲ 0.50% · 4.625%
HK$48,687
+HK$2,438/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,498/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,330
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,803
−HK$1,495/mo
Today · 4.125%
HK$50,298
baseline
▲ 0.50% · 4.625%
HK$53,359
+HK$3,061/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,596/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,655
−HK$2,844/mo
▼ 0.25% · 3.875%
HK$54,067
−HK$1,432/mo
Today · 4.125%
HK$55,499
baseline
▲ 0.50% · 4.625%
HK$58,425
+HK$2,926/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$110,998/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,219
−HK$3,462/mo
▼ 0.25% · 3.875%
HK$56,936
−HK$1,745/mo
Today · 4.125%
HK$58,681
baseline
▲ 0.50% · 4.625%
HK$62,252
+HK$3,571/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,362/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,430
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,078
−HK$1,671/mo
Today · 4.125%
HK$64,749
baseline
▲ 0.50% · 4.625%
HK$68,162
+HK$3,413/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,498/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,996
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$73,204
−HK$2,244/mo
Today · 4.125%
HK$75,448
baseline
▲ 0.50% · 4.625%
HK$80,038
+HK$4,590/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,896/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,982
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$81,100
−HK$2,149/mo
Today · 4.125%
HK$83,249
baseline
▲ 0.50% · 4.625%
HK$87,637
+HK$4,388/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,498/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,644 · Scale 2, in force from 26 Feb 2026)