LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,442
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,669
−HK$1,247/mo
Today · 4.125%
HK$41,916
baseline
▲ 0.50% · 4.625%
HK$44,466
+HK$2,550/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,832/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,879
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,056
−HK$1,194/mo
Today · 4.125%
HK$46,250
baseline
▲ 0.50% · 4.625%
HK$48,688
+HK$2,438/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,500/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,331
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,803
−HK$1,496/mo
Today · 4.125%
HK$50,299
baseline
▲ 0.50% · 4.625%
HK$53,360
+HK$3,061/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,598/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,655
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,067
−HK$1,433/mo
Today · 4.125%
HK$55,500
baseline
▲ 0.50% · 4.625%
HK$58,426
+HK$2,926/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$111,000/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,219
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,937
−HK$1,745/mo
Today · 4.125%
HK$58,682
baseline
▲ 0.50% · 4.625%
HK$62,253
+HK$3,571/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,364/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,431
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,079
−HK$1,671/mo
Today · 4.125%
HK$64,750
baseline
▲ 0.50% · 4.625%
HK$68,163
+HK$3,413/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,500/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,996
−HK$4,453/mo
▼ 0.25% · 3.875%
HK$73,205
−HK$2,244/mo
Today · 4.125%
HK$75,449
baseline
▲ 0.50% · 4.625%
HK$80,039
+HK$4,590/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,898/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,983
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$81,101
−HK$2,149/mo
Today · 4.125%
HK$83,250
baseline
▲ 0.50% · 4.625%
HK$87,638
+HK$4,388/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,500/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,653 · Scale 2, in force from 26 Feb 2026)