LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,443
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,670
−HK$1,246/mo
Today · 4.125%
HK$41,916
baseline
▲ 0.50% · 4.625%
HK$44,467
+HK$2,551/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,832/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,880
−HK$2,370/mo
▼ 0.25% · 3.875%
HK$45,056
−HK$1,194/mo
Today · 4.125%
HK$46,250
baseline
▲ 0.50% · 4.625%
HK$48,688
+HK$2,438/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,500/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,331
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,803
−HK$1,496/mo
Today · 4.125%
HK$50,299
baseline
▲ 0.50% · 4.625%
HK$53,360
+HK$3,061/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,598/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,655
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,068
−HK$1,432/mo
Today · 4.125%
HK$55,500
baseline
▲ 0.50% · 4.625%
HK$58,426
+HK$2,926/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$111,000/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,220
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,937
−HK$1,746/mo
Today · 4.125%
HK$58,683
baseline
▲ 0.50% · 4.625%
HK$62,253
+HK$3,570/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,366/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,431
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,079
−HK$1,671/mo
Today · 4.125%
HK$64,750
baseline
▲ 0.50% · 4.625%
HK$68,163
+HK$3,413/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,500/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,997
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$73,205
−HK$2,244/mo
Today · 4.125%
HK$75,449
baseline
▲ 0.50% · 4.625%
HK$80,040
+HK$4,591/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,898/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,656 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,983
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$81,102
−HK$2,148/mo
Today · 4.125%
HK$83,250
baseline
▲ 0.50% · 4.625%
HK$87,639
+HK$4,389/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,500/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,656 · Scale 2, in force from 26 Feb 2026)