LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,444
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$40,671
−HK$1,246/mo
Today · 4.125%
HK$41,917
baseline
▲ 0.50% · 4.625%
HK$44,468
+HK$2,551/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,834/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,881
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,058
−HK$1,194/mo
Today · 4.125%
HK$46,252
baseline
▲ 0.50% · 4.625%
HK$48,690
+HK$2,438/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,504/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,333
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,805
−HK$1,496/mo
Today · 4.125%
HK$50,301
baseline
▲ 0.50% · 4.625%
HK$53,362
+HK$3,061/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,602/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,657
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,069
−HK$1,433/mo
Today · 4.125%
HK$55,502
baseline
▲ 0.50% · 4.625%
HK$58,428
+HK$2,926/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$111,004/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,221
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,939
−HK$1,745/mo
Today · 4.125%
HK$58,684
baseline
▲ 0.50% · 4.625%
HK$62,255
+HK$3,571/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,368/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,433
−HK$3,319/mo
▼ 0.25% · 3.875%
HK$63,081
−HK$1,671/mo
Today · 4.125%
HK$64,752
baseline
▲ 0.50% · 4.625%
HK$68,166
+HK$3,414/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,504/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,999
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$73,207
−HK$2,244/mo
Today · 4.125%
HK$75,451
baseline
▲ 0.50% · 4.625%
HK$80,042
+HK$4,591/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,902/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,986
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$81,104
−HK$2,149/mo
Today · 4.125%
HK$83,253
baseline
▲ 0.50% · 4.625%
HK$87,641
+HK$4,388/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,506/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,675 · Scale 2, in force from 26 Feb 2026)