LTV · monthly repayment
▼ 0.50% · 3.625%
HK$39,446
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$40,673
−HK$1,247/mo
Today · 4.125%
HK$41,920
baseline
▲ 0.50% · 4.625%
HK$44,471
+HK$2,551/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$83,840/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,884
−HK$2,371/mo
▼ 0.25% · 3.875%
HK$45,061
−HK$1,194/mo
Today · 4.125%
HK$46,255
baseline
▲ 0.50% · 4.625%
HK$48,693
+HK$2,438/mo
Deposit HK$8.65M · loan HK$8.65M · min. income ≈ HK$92,510/mo (50% DSR)
Upfront cash ≈ HK$9.30M (deposit + AVD stamp duty HK$648,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,336
−HK$2,968/mo
▼ 0.25% · 3.875%
HK$48,808
−HK$1,496/mo
Today · 4.125%
HK$50,304
baseline
▲ 0.50% · 4.625%
HK$53,365
+HK$3,061/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$100,608/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,661
−HK$2,845/mo
▼ 0.25% · 3.875%
HK$54,073
−HK$1,433/mo
Today · 4.125%
HK$55,506
baseline
▲ 0.50% · 4.625%
HK$58,431
+HK$2,925/mo
Deposit HK$6.92M · loan HK$10.38M · min. income ≈ HK$111,012/mo (50% DSR)
Upfront cash ≈ HK$7.57M (deposit + AVD stamp duty HK$648,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,225
−HK$3,463/mo
▼ 0.25% · 3.875%
HK$56,943
−HK$1,745/mo
Today · 4.125%
HK$58,688
baseline
▲ 0.50% · 4.625%
HK$62,259
+HK$3,571/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$117,376/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,437
−HK$3,320/mo
▼ 0.25% · 3.875%
HK$63,085
−HK$1,672/mo
Today · 4.125%
HK$64,757
baseline
▲ 0.50% · 4.625%
HK$68,170
+HK$3,413/mo
Deposit HK$5.19M · loan HK$12.11M · min. income ≈ HK$129,514/mo (50% DSR)
Upfront cash ≈ HK$5.84M (deposit + AVD stamp duty HK$648,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,004
−HK$4,452/mo
▼ 0.25% · 3.875%
HK$73,212
−HK$2,244/mo
Today · 4.125%
HK$75,456
baseline
▲ 0.50% · 4.625%
HK$80,047
+HK$4,591/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$150,912/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,991
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$81,109
−HK$2,149/mo
Today · 4.125%
HK$83,258
baseline
▲ 0.50% · 4.625%
HK$87,647
+HK$4,389/mo
Deposit HK$1.73M · loan HK$15.57M · min. income ≈ HK$166,516/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$648,717 · Scale 2, in force from 26 Feb 2026)